Construction Loan*
Our construction loan is designed to help make the process of building your dream home easy. We offer one application, one approval, and one set of closing costs. We’ll even work with your builder/contractor during construction period to make funds available as needed. During construction, you’ll only pay the interest on the outstanding balance. When your house is finished, your loan will convert to a conventional mortgage.
u Competitive fixed rates
u Maximum loan-to-value of 90%
u Interest only payments during construction
u 12-month draw period
u Builders welcome!
All loans are subject to credit approval. Ask your State Bank mortgage loan officer for details on rates and fees. Certain restrictions apply. NMLS#504503.
|
Michelle – Makes Mortgages Manageable
Michelle |
Olivia – Ready, Set, Close
Olivia
|
“Committed to families every step of the way! As a seasoned mortgage banker, I specialize in guiding families through the purchase, construction, and refinance processes. I’m here to provide expert advice and personalized solutions. Let’s work together to make your homeownership goals a reality.”
“Watching my client’s dreams of homeownership become a reality is what drives my passion in the mortgage industry. Assisting in the process is more than just a transaction; it’s the beginning of a lifelong relationship with each individual and family.”
