Lot Loan*
Found the perfect lot for your next home? With our lot loan program, you can buy the lot now, and then finalize your plans for construction anytime within the next five years. Even better, State Bank can provide your construction loan when you are ready to build.
u To be used for potential building project within 5 years
u 5-year balloon term; 15-year amortization
u 20% down payment required
u Maximum loan-to-value of 80%
u Maximum 10 acres
All loans are subject to credit approval. Ask your State Bank mortgage loan officer for details on rates and fees. Certain restrictions apply. NMLS#504503.
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Michelle – Makes Mortgages Manageable
Michelle |
Olivia – Ready, Set, Close
Olivia
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“Committed to families every step of the way! As a seasoned mortgage banker, I specialize in guiding families through the purchase, construction, and refinance processes. I’m here to provide expert advice and personalized solutions. Let’s work together to make your homeownership goals a reality.”
“Watching my client’s dreams of homeownership become a reality is what drives my passion in the mortgage industry. Assisting in the process is more than just a transaction; it’s the beginning of a lifelong relationship with each individual and family.”
